eCapital (formerly Prosperity Funding) serves businesses, consultants, and independent contractors in all industries across North America and specializes in factoring, trade finance, and asset-based loans. Factoring and Merchant Cash Advances give businesses immediate cash flow to help with payroll, marketing, taxes, buying inventory, and taking up discounts—without incurring debt. Asset-based loans help businesses who hold inventory and/or process goods. Approval is quick and focus is placed on business assets and not financial position or credit scores alone.
Another service is factoring: Factoring your invoices is an easy way of generating cash flow for your business immediately, with no need to wait or chase your customers. eCapital also does purchase order financing, financing goods purchased from your domestic and overseas vendors to support the expansion of your product offering. It offers a wide range of business loans, including start up loans, fast business loans, merchant cash advance loans, business loans for bad credit, and short-term bridging loans. eCapital serves a variety of industries, such as staffing & support, government contractors, transportation, distribution and overseas trade, manufacturing, and technology.
eCapital’s executive team brings over sixty years of business ownership, leadership, and working capital experience. Specialties include: Factoring, AR Finance, Commercial Lender, Payroll Services, working capital, Commercial Finance, Accounts Receivable, Invoice Factoring, Alternative Finance, Payroll Funding, Small Business Finance, and SMB Finance.